First Carolina Bank , through its wholly-owned subsidiary, BM Technologies, Inc. is proud to offer innovative, secure, and efficient solutions designed to support colleges and universities in managing their financial processes. Together, First Carolina Bank and BM Technologies, Inc. provide the tools that institutions need to operate more efficiently and securely. In addition to disbursement services and identity verification services designed to reduce fraud, First Carolina Bank has a wide array of loan and deposit products that can be tailored based on the needs of the institution. With a platform solely dedicated to Higher Education, First Carolina Bank is ready to help those colleges and universities in our four state footprint and beyond.